Getting personal student loans with bad credit?
Dian D asked: I am 17 years old and I am leaving for college this fall. I have filled out the FAFSA and I didn't qualify for financial aid because my ...
Dian D asked:
I am 17 years old and I am leaving for college this fall. I have filled out the FAFSA and I didn’t qualify for financial aid because my parents make too much money. They make around $70,000 a year. The problem is, a couple of years ago my mom lost her job and not long after our house went into foreclosure. My parents credit is so screwed up its not even funny. Yeah they make a lot of money, but they are so deep in debt it ridiculous. My cost of college is around $15,000 a year. I have filled out scholarship after scholarship. I haven’t heard from any of them yet, but there is still time. I will probably have to end up getting a private student loan which doesn’t bother me. I don’t care to pay it back, I just don’t think I am able to get one because of my parents credit and I don’t have anyone that could co-sign for me. Please help!
Kansieo.com
I am 17 years old and I am leaving for college this fall. I have filled out the FAFSA and I didn’t qualify for financial aid because my parents make too much money. They make around $70,000 a year. The problem is, a couple of years ago my mom lost her job and not long after our house went into foreclosure. My parents credit is so screwed up its not even funny. Yeah they make a lot of money, but they are so deep in debt it ridiculous. My cost of college is around $15,000 a year. I have filled out scholarship after scholarship. I haven’t heard from any of them yet, but there is still time. I will probably have to end up getting a private student loan which doesn’t bother me. I don’t care to pay it back, I just don’t think I am able to get one because of my parents credit and I don’t have anyone that could co-sign for me. Please help!
Kansieo.com
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Are you concerned that bad credit will prevent you from going to college? While it is true that finding student loans with excellent interest rates is easier if you have a sterling credit rating, bad credit student loan aid is possible.
Bad credit student loans are also possible if your parents have better credit than you do. In this case, a PLUS loan, which is granted to parents and not to the student, might be the way to go.
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